The Digital Public Infrastructure Map

Tracking national-scale digital infrastructure around the world

DPI is far more prevalent than initially believed.

This project aims to advance our understanding of digital public infrastructure and promote its inclusive and safe development.

Read the report, download the data, and help improve it.

The cards below show DPI information about every region researched so far. Click on them to show the details and click on the region name to see all the DPI information for that region.

Afghanistan Interbank payment system Angola Domestic IPS Albania Interbank payment system United Arab Emirates Aani (instant payment system) Argentina Sistema Nacional de Pagos – Transferencias Armenia Interbank payment system French Southern Territories Australia New Payments Platform Austria TIPS (Target Instant Payment Settlement) Azerbaijan Anipay (instant payment system) Burundi Domestic IPS Belgium TIPS (Target Instant Payment Settlement) Benin Domestic IPS Burkina Faso NA Bangladesh Interbank payment system Bulgaria TIPS (Target Instant Payment Settlement) Bahamas Sand Dollar (CBDC) Bosnia and Herzegovina Interbank payment system Belarus Instant payment system Belize Interbank payment system APSSS Bolivia QR BCB/ $imple Brazil Pix Brunei Interbank payment system Bhutan Domestic IPS Botswana Unknown domestic IPS/ only regional IPS Central African Republic Unknown domestic IPS/ only regional IPS Canada Real-Time Rail System Switzerland SIC5 Chile Transferencias en Línea (TEF) China Interbank Payment System Cote d'Ivoire Cameroon Unknown domestic IPS/ only regional IPS Congo Unknown domestic IPS/ only regional IPS Congo Unknown domestic IPS/ only regional IPS Colombia Bre-B Instant payment system Costa Rica Sinpe (National System of Electronic Payments) Cuba NA Cyprus TIPS (Target Instant Payment Settlement) Czech Republic TIPS (Target Instant Payment Settlement) Germany TIPS (Target Instant Payment Settlement) Djibouti Système de Règlement Automatisé de Djibouti (SYRAD) Denmark TIPS (Target Instant Payment Settlement) Greenland TIPS (Target Instant Payment Settlement) Dominican Republic Interbank payment systems Algeria Switch mobile Ecuador Interbank payment system Egypt InstaPay/IPIN Eritrea NA Spain TIPS (Target Instant Payment Settlement) Estonia TIPS (Target Instant Payment Settlement) Ethiopia EthSwitch Finland TIPS (Target Instant Payment Settlement) Fiji Interbank payment system France TIPS (Target Instant Payment Settlement) French Guiana NA Gabon Unknown domestic IPS/ only regional IPS United Kingdom of Great Britain and Northern Ireland TIPS (Target Instant Payment Settlement) Georgia Instant payment system Ghana GhanaPay/ GIPS Guinea Domestic IPS Gambia Gamswitch Guinea-Bissau NA Equatorial Guinea Unknown domestic IPS/ only regional IPS Greece TIPS (Target Instant Payment Settlement) Guatemala NA Guyana Interbank payment system Honduras Mobile money Croatia TIPS (Target Instant Payment Settlement) Haiti NA Hungary TIPS (Target Instant Payment Settlement) Indonesia BI-FAST India Unified Payments Interfact (UPI) Ireland TIPS (Target Instant Payment Settlement) Iran NA Iraq Mobile wallets Iceland TIPS (Target Instant Payment Settlement) Israel Interbank payments system Italy TIPS (Target Instant Payment Settlement) Jamaica Mobile money Jordan JoMoPay Japan BOJ-NET and ZenginNet Kazakhstan Instant payment system (IPS) Kenya PesaLink Kyrgyzstan Instant payment system "Elcard" Cambodia BaKong South Korea BOK Wire +/Retail Payment System Kosovo Interbank payment system Kuwait WAMD (instant payment system) Laos NA Lebanon Interbank payment system Liberia Domestic IPS Libya Interbank payment system Sri Lanka Lanka Pay Lesotho Domestic IPS Lithuania TIPS (Target Instant Payment Settlement) Luxembourg TIPS (Target Instant Payment Settlement) Latvia TIPS (Target Instant Payment Settlement) Morocco Marocpay Moldova MIA (Instant payment system) Madagascar Domestic IPS Mexico CoDI North Macedonia Interbank payment system Mali NA Myanmar MyanmarPay (Instant payment system) Montenegro Interbank payments system Mongolia National payment system Mozambique Sociedade Interbancaria De Mocambique (SIMO) Mauritania Domestic IPS Malawi Nat Switch Malaysia Real-time Retail Payments Platform (RPR)/Duitnow Namibia Nampay New Caledonia Niger NA Nigeria NIBSS Instant Payment (NIP) Nicaragua NA Netherlands TIPS (Target Instant Payment Settlement) Norway TIPS (Target Instant Payment Settlement) Nepal National Payments Interface (NPI) New Zealand NA Oman Interbank payment system Pakistan Raast Panama NA Peru CBDC Philippines PhilPASSPlus Papua New Guinea Interbank payment system Poland TIPS (Target Instant Payment Settlement) Puerto Rico Interbank payment systems North Korea NA Portugal TIPS (Target Instant Payment Settlement) Paraguay SIPAP (Sistema de Pagos de Paraguay) Qatar Fawran Romania TIPS (Target Instant Payment Settlement) Russian Federation Faster payment system/ SBP (instant payment system) Rwanda eKash Western Sahara Saudi Arabia sarie (instant payment system) Sudan Domestic IPS South Sudan NA Senegal NA Solomon Islands Interbank payment system Sierra Leone Domestic IPS El Salvador Transfer 365 Somalia Somalia National Payment System Serbia Instant Payments Serbia Suriname NA Slovakia TIPS (Target Instant Payment Settlement) Slovenia TIPS (Target Instant Payment Settlement) Sweden TIPS (Target Instant Payment Settlement) Eswatini Domestic IPS Syria Mobile wallets Chad Unknown domestic IPS/ only regional IPS Togo NA Thailand PromptPay Tajikistan Interbank payment system Turkmenistan Interbank payment system Timor-Leste NA Trinidad and Tobago Interbank payment system Tunisia Domestic IPS Turkey FAST (Instant payment system) Taiwan Interbank payment system Tanzania TIPS (Tanzania Instant Payment System) Uganda Domestic IPS Ukraine TIPS (Target Instant Payment Settlement) Uruguay NA United States of America FedNow Uzbekistan Interbank payment system Venezuela NA Vietnam NA Vanuatu Domestic IPS State of Palestine Interbank payment system Yemen WeNet Instant payments South Africa PayShap Zambia National Financial Switch (NFS) Zimbabwe Zimswitch Instant Payment Interchange Technology (ZIPIT) Cabo Verde NA Comoros Domestic IPS Mauritius MauCAS (Mauritius Central Automated Swtich) Seychelles Domestic IPS Bahrain Fawri+(instant payment system) Maldives Favara/ United Payment Gateway (UPG) Marshall Islands NA Micronesia (Federated States of) NA Nauru NA Palau NA Samoa NA Singapore PayNow Tonga NA Tuvalu NA Antigua and Barbuda D-Cash (CBDC) Barbados Dominica DCash 2.0 Grenada DCash 2.0 Saint Kitts and Nevis Mobile money, D-Cash (CBDC) Saint Lucia DCash 2.0 Saint Vincent and the Grenadines DCash 2.0 Andorra TIPS (Target Instant Payment Settlement) Liechtenstein TIPS (Target Instant Payment Settlement) Malta TIPS (Target Instant Payment Settlement) Monaco TIPS (Target Instant Payment Settlement) San Marino TIPS (Target Instant Payment Settlement) Kiribati NA Sao Tome and Principe Domestic IPS

Payment System implementation status by country

100 DPI-like
59 WIP
NA

Digital Payment Systems (251)

Albania
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2023- >4 B
Annual volume of transactions
2023- 400 K
Cost of transactions
Fixed system maintenance fee and variable transaction fee
Participants
2024- 14
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.bankofalbania.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Andorra
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Austria
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Azerbaijan
DPI-like
Anipay (instant payment system)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
Anipay 2024- 330 M
Annual volume of transactions
Anipay 2024- 423 K
Cost of transactions
NA
Participants
2024- 19
Types of transactions supported
P2P, P2M, G2P, P2G, B2B
Type of settlement system
RTGS
URL
https://anipay.az
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
YES
Bahrain
DPI-like
Fawri+(instant payment system)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2023- 19.3 B
Annual volume of transactions
2023- 334 M
Cost of transactions
Variable, free up to 100 BD, then 0.1 BD up to 1000 BD
Participants
2023- 23
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://benefit.bh
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Bangladesh
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Variable
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
NA
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Belgium
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Belize
DPI-like
Interbank payment system APSSS
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2024- USD 45 M, NA
Annual volume of transactions
2024- 270 K, NA
Cost of transactions
0.25 USD per transaction (real-time), HIgher for EFTs of highter amounts, Unknown
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.centralbank.org.bz
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Bhutan
DPI-like
Domestic IPS
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2023- 1.07 B
Annual volume of transactions
2023- 99.52 M
Cost of transactions
NA
Participants
2023- 6
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://www.rma.org.bt
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Bolivia
DPI-like
QR BCB/ $imple
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
So far only accessible to accounts under Central Bank but meant to be interoprable among all bank and non bank financial institutions
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.bcb.gob.bo
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Bosnia and Herzegovina
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.cbbh.ba
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Brazil
DPI-like
Pix
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- USD 1834 B
Annual volume of transactions
2022- 20354 M
Cost of transactions
0 for individuals (set by regulator). 0.22% for retail transactions.
Participants
2022- 792
Types of transactions supported
P2P, P2M, B2B, G2P, P2G
Type of settlement system
RTGS
URL
https://www.bcb.gov.br
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
YES
Brunei
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://afcwp.asean.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Bulgaria
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Cambodia
DPI-like
BaKong
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2023- 492 B
Annual volume of transactions
2023- 1.7 B
Cost of transactions
Free up to 100 USD
Participants
2024- 70, NA, NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
ACH
URL
https://bakong.nbc.gov.kh
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Chile
DPI-like
Transferencias en Línea (TEF)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
Launched in 2008 with steady growth in transaction volumes (CAGR 21.24% in last 5 years)
Annual volume of transactions
2019- 529 M
Cost of transactions
NA
Participants
2021- 14
Types of transactions supported
P2P P2M
Type of settlement system
DNS
URL
https://fastpayments.worldbank.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NO
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NO
AML Law
YES
China
DPI-like
Interbank Payment System
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Fixed fee model + variable fee based on volume (determined by participants for users)
Participants
2020- >400
Types of transactions supported
P2P, P2G,P2M, B2B, G2P
Type of settlement system
DNS
URL
https://fastpayments.worldbank.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
China, Hong Kong Special Administrative Region
DPI-like
Faster Payment System (FPS)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2024- 3.6 M
Annual volume of transactions
2024- 67 M
Cost of transactions
NA
Participants
2024- 305
Types of transactions supported
P2P, P2M, B2B, P2G
Type of settlement system
RTGS
URL
https://www.hkma.gov.hk
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NO
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
China, Macao Special Administrative Region
DPI-like
Easy transfer
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2020- 31
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://macaonews.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Costa Rica
DPI-like
Sinpe (National System of Electronic Payments)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2020- USD 1.6 B
Annual volume of transactions
2021- 230 M
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P P2M P2G
Type of settlement system
NA
URL
https://www.bccr.fi.cr
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Croatia
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Curaçao
DPI-like
Interbank payment systems
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 9
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.centralbank.cw
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
NA
Cyprus
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Czech Republic
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Denmark
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Dominican Republic
DPI-like
Interbank payment systems
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://www.bancentral.gov.do
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Ecuador
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- 70.6 M
Annual volume of transactions
2022- USD 20.34 B
Cost of transactions
Free
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.bce.fin.ec
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Egypt
DPI-like
InstaPay/IPIN
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- 1% of GNI
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 27
Types of transactions supported
P2P P2M G2P
Type of settlement system
NA
URL
https://www.cbe.org.eg
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
El Salvador
DPI-like
Transfer 365
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- USD 9.7 M
Annual volume of transactions
2022- 7.79 M
Cost of transactions
NA
Participants
2021- 26, NA
Types of transactions supported
P2P, B2B, G2P
Type of settlement system
ACH
URL
https://insights.som.yale.edu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Estonia
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Ethiopia
DPI-like
EthSwitch
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
?- USD 1.5 B
Annual volume of transactions
2023- 14 M
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://ethswitch.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Faroe Islands
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Fiji
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS, ACH
URL
https://www.montran.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Finland
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
France
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Gambia
DPI-like
Gamswitch
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Here
Participants
2023- 12
Types of transactions supported
P2P P2G P2B
Type of settlement system
RTGS ACH
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Germany
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Ghana
DPI-like
GhanaPay/ GIPS
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2021- USD 2 B
Annual volume of transactions
2021- 37 M
Cost of transactions
NA
Participants
2023- 52
Types of transactions supported
P2P P2M B2B G2P
Type of settlement system
NA
URL
https://www.ghipss.net
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Greece
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Guyana
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS ACH
URL
https://www.bankofguyana.org.gy
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Hungary
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Iceland
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Ireland
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Israel
DPI-like
Interbank payments system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://www.boi.org.il
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Italy
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Japan
DPI-like
BOJ-NET and ZenginNet
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2016- 1 B
Annual volume of transactions
2016- 6.4 M
Cost of transactions
RTGS system, does not operate 24/7
Participants
2016- > 500, 2016- >500
Types of transactions supported
P2P, B2B, P2M, G2P
Type of settlement system
RTGS
URL
https://www.boj.or.jp
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Jordan
DPI-like
JoMoPay
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B, P2G, G2P
Type of settlement system
RTGS
URL
https://www.cbj.gov.jo
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Kazakhstan
DPI-like
Instant payment system (IPS)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2023- 269 M
Annual volume of transactions
2022- 18 K
Cost of transactions
NA
Participants
2023- 9
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS, DNS
URL
https://npck.kz
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Kenya
DPI-like
PesaLink
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
2023- USD 15 K
Annual volume of transactions
2023- 16 M
Cost of transactions
NA
Participants
2024- 32
Types of transactions supported
P2P P2M
Type of settlement system
DNS
URL
https://www.ipsl.co.ke
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Kosovo
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://bqk-kos.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Kyrgyzstan
DPI-like
Instant payment system "Elcard"
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- USD 12 B
Annual volume of transactions
2022- 8.8 M
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, G2P
Type of settlement system
RTGS, BCS (bulk clearing system)
URL
https://www.nbkr.kg
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Latvia
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Liechtenstein
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Lithuania
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Luxembourg
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Malta
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Mauritius
DPI-like
MauCAS (Mauritius Central Automated Swtich)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2021- USD 30 M
Annual volume of transactions
2021- 467 K
Cost of transactions
NA
Participants
2023- 14
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://www.bom.mu
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Mexico
DPI-like
CoDI
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- USD 16201 B
Annual volume of transactions
2022- 2792 M
Cost of transactions
NA
Participants
2022- 85
Types of transactions supported
P2P, P2M, B2B, G2P
Type of settlement system
MN
URL
https://www.codi.org.mx
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Moldova
DPI-like
MIA (Instant payment system)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2024- 5.6 M
Annual volume of transactions
2024- 100k
Cost of transactions
Free up to 10k MDL
Participants
2024- 14
Types of transactions supported
P2P, P2M, B2B. P2G, G2P
Type of settlement system
RTGS, DNS
URL
https://mia.bnm.md
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Monaco
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Mongolia
DPI-like
National payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 15
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS, ACH
URL
https://www.mongolbank.mn
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Montenegro
DPI-like
Interbank payments system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.cbcg.me
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Mozambique
DPI-like
Sociedade Interbancaria De Mocambique (SIMO)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
2021- USD 3.2 B
Annual volume of transactions
2021- 56 M
Cost of transactions
NA
Participants
2023- 22
Types of transactions supported
P2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Myanmar
DPI-like
MyanmarPay (Instant payment system)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M B2B
Type of settlement system
RTGS
URL
https://payplusmyanmar.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Netherlands
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Nigeria
DPI-like
NIBSS Instant Payment (NIP)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2021- USD 655,040 B
Annual volume of transactions
2021- 3,473 B
Cost of transactions
NA
Participants
2023- 230+
Types of transactions supported
P2P P2B B2B P2G G2P
Type of settlement system
NA
URL
https://nibss-plc.com.ng
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Nigeria
DPI-like
Nigeria Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
2021- USD 17 B
Annual volume of transactions
2021- 284 M
Cost of transactions
NA
Participants
2023- 21
Types of transactions supported
P2P P2B B2B P2G G2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
North Macedonia
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.nbrm.mk
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Norway
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Oman
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS, ACH
URL
https://cbo.gov.om
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Papua New Guinea
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.bankpng.gov.pg
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Paraguay
DPI-like
SIPAP (Sistema de Pagos de Paraguay)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P P2M B2B
Type of settlement system
RTGS
URL
https://www.bnf.gov.py
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Peru
DPI-like
CBDC
Payment system type
CBDC
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS
URL
https://www.ledgerinsights.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
NA
Philippines
DPI-like
PhilPASSPlus
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2024- 127 K
Annual volume of transactions
2024- 767 K
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS, ACH
URL
https://www.bsp.gov.ph
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Poland
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Portugal
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Puerto Rico
DPI-like
Interbank payment systems
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.frbservices.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Qatar
DPI-like
Fawran
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 8
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS
URL
https://www.qnb.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
NA
Romania
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Russian Federation
DPI-like
Faster payment system/ SBP (instant payment system)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2024- 18 B
Annual volume of transactions
2024- 92 M
Cost of transactions
Free up to 10k roubles a month
Participants
2024- 220
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.cbr.ru
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
San Marino
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Saudi Arabia
DPI-like
sarie (instant payment system)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2019- 157 M
Annual volume of transactions
2019- 12.7 B
Cost of transactions
NA
Participants
2024- 11
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://sarie.sa
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
YES
Slovakia
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Slovenia
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
South Africa
DPI-like
PayShap
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
2024- 2.8 B
Annual volume of transactions
2024- 76 M
Cost of transactions
NA
Participants
2024- 10
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://www.payshap.co.za
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
South Korea
DPI-like
BOK Wire +/Retail Payment System
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://www.bok.or.kr
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NO
Reporting forum
NA
AML Law
YES
Spain
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
State of Palestine
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://pdf.usaid.gov
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Sweden
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Switzerland
DPI-like
SIC5
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.six-group.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Tajikistan
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://nbt.tj
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NO
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Tanzania
DPI-like
TIPS (Tanzania Instant Payment System)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 5
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://www.bot.go.tz
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Thailand
DPI-like
PromptPay
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- 14.8 B
Annual volume of transactions
2022- 416 M
Cost of transactions
Free up to 50 USD
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://www.bot.or.th
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Trinidad and Tobago
DPI-like
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS
URL
https://www.central-bank.org.tt
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Turkey
DPI-like
FAST (Instant payment system)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://fast.tcmb.gov.tr
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Ukraine
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
United Arab Emirates
DPI-like
Aani (instant payment system)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 8
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://aletihadpayments.ae
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
United Kingdom of Great Britain and Northern Ireland
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
United States of America
DPI-like
FedNow
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Individuals- 0.05-1 cent; PSPs- monthly fee (USD 25)
Participants
2024- 930
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS
URL
https://www.frbservices.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NO
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
YES
Data-handling rules
NO
Reporting forum
YES
AML Law
NA
Vatican City
DPI-like
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Zambia
DPI-like
National Financial Switch (NFS)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
2021- USD 610 M
Annual volume of transactions
2021- 25 M
Cost of transactions
NA
Participants
2023- 30
Types of transactions supported
P2P P2B B2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Afghanistan
WIP
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.dab.gov.af
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Africa
WIP
COMESA regional payment system
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
2022- 388 M
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 9
Types of transactions supported
B2B
Type of settlement system
DNS
URL
https://www.comesa.int
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Africa
WIP
Regional TCIB for cross-border RTRPs
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Bank association
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
USD 0.10 per transaction
Participants
2023- 16
Types of transactions supported
P2P P2M
Type of settlement system
ACH
URL
https://www.tcib.africa
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Africa
WIP
GIMACPAY
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Other
National or Regional
Regional
Annual value of transactions (USD)
2022- 50 M
Annual volume of transactions
2022- 2 M
Cost of transactions
NA
Participants
2023- 91
Types of transactions supported
P2P P2M P2G
Type of settlement system
NA
URL
https://gimac-afr.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Africa
WIP
BCEAO Regional Payment Systems Project
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 8
Types of transactions supported
B2B
Type of settlement system
NA
URL
https://documents.worldbank.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Africa
WIP
PAPSS (Pan African Payment and Settlement System)
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Commercial bank/ Private PSP
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 6
Types of transactions supported
B2B
Type of settlement system
NA
URL
https://papss.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Algeria
WIP
Switch mobile
Payment system type
Cross-domain payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS, DNS
URL
https://www.wearetech.africa
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Angola
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Antigua and Barbuda
WIP
D-Cash (CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
NA
URL
https://www.eccb-centralbank.org
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Argentina
WIP
Sistema Nacional de Pagos – Transferencias
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
2022- USD 2064 B
Annual volume of transactions
2022- 7816 M
Cost of transactions
Capped at 0.8% of transaction costs
Participants
2022- 68
Types of transactions supported
P2P P2M B2B
Type of settlement system
MN
URL
https://www.bcra.gob.ar
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
YES
Asia
WIP
ASEAN Payments Connectivity
Payment system type
Interbank payment system
Status of implementation
Active
Operator
NA
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.bot.or.th
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Australia
WIP
New Payments Platform
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Multiple pricing modes
Participants
2024- >100
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
Distributed settlement
URL
https://www.auspayplus.com.au
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
YES
Bahamas
WIP
Sand Dollar (CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2023- almost 0.2% of BHD in circulation
Annual volume of transactions
2023- >100 K wallets
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://www.sanddollar.bs
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Bangladesh
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.gsma.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Benin
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Burundi
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Canada
WIP
Real-Time Rail System
Payment system type
Cross-domain payment system
Status of implementation
Pilot
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.payments.ca
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
YES
Canada
WIP
Lynx (Interbank payment system)
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
2023- 103 M
Annual volume of transactions
2023- 13.1 M
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://www.payments.ca
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
YES
Caribbean
WIP
DCash 2.0
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.dcashec.com
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Central America, Caribbean
WIP
Payment Interconnection System (SIPA)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
NA
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Cost of transfers is US$5.00, paid only by the client who originated the payment at the time of requesting the transfer.
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.bancentral.gov.do
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
China
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2G,P2M, B2B, G2P
Type of settlement system
DNS
URL
https://fastpayments.worldbank.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
China
WIP
e-CNY (CBDC)
Payment system type
CBDC
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2021- USD 12 B
Annual volume of transactions
2021- 8 M
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2G,P2M, B2B, G2P
Type of settlement system
DNS
URL
https://www.hkma.gov.hk
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
China, Hong Kong Special Administrative Region
WIP
e-CNY (CBDC)
Payment system type
CBDC
Status of implementation
Active
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B, P2G
Type of settlement system
RTGS
URL
https://www.hkma.gov.hk
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NO
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Colombia
WIP
Bre-B Instant payment system
Payment system type
Cross-domain payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://paymentscmi.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Colombia
WIP
Transfiya
Payment system type
Mobile money
Status of implementation
Active
Operator
NA
National or Regional
National
Annual value of transactions (USD)
2022- 213 M
Annual volume of transactions
2022- 10 M
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://paymentscmi.com
Active real-time payment system
YES
Cross-border payments
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Comoros
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Curaçao
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.centralbank.cw
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
NA
Djibouti
WIP
Système de Règlement Automatisé de Djibouti (SYRAD)
Payment system type
Cross-domain payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Dominican Republic
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://www.bancentral.gov.do
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Eastern Caribbean
WIP
DCash 2.0
Payment system type
CBDC
Status of implementation
Pilot
Operator
NA
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.dcashec.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
El Salvador
WIP
Chivo Wallet (CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, B2B, G2P
Type of settlement system
ACH
URL
https://insights.som.yale.edu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Eswatini
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Europe
WIP
TIPS (Target Instant Payment Settlement)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central Bank
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 2321 (including non-Euro members)
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Georgia
WIP
Instant payment system
Payment system type
Cross-domain payment system
Status of implementation
Pilot
Operator
Central Bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://nbg.gov.ge
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Ghana
WIP
eCedi (CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P P2M B2B G2P
Type of settlement system
NA
URL
https://cbdctracker.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Greenland
WIP
TIPS (Target Instant Payment Settlement)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
2024- 70 B
Annual volume of transactions
2024- 554 K, NA
Cost of transactions
NA
Participants
2024- 60
Types of transactions supported
P2P,P2B,P2G,B2P,B2B,B2G; P2P, P2M
Type of settlement system
RTGS
URL
https://www.ecb.europa.eu
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
YES
Reporting forum
YES
AML Law
NA
Greenland
WIP
MobilePay
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Free for individuals
Participants
NA
Types of transactions supported
P2P,P2B,P2G,B2P,B2B,B2G; P2P, P2M
Type of settlement system
NA
URL
https://mobilepay.dk
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
YES
Data-handling rules
YES
Reporting forum
YES
AML Law
NA
Guinea
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Guyana
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS ACH
URL
https://www.bankofguyana.org.gy
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
AML Law
NA
Honduras
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.electronicpaymentsinternational.com
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
India
WIP
Unified Payments Interfact (UPI)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
2024- 24 B
Annual volume of transactions
2024- 14K M
Cost of transactions
Free for P2P
Participants
2024- 598
Types of transactions supported
P2P, P2M, B2B, P2G
Type of settlement system
NA
URL
https://www.npci.org.in
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Indonesia
WIP
BI-FAST
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
NA
National or Regional
National
Annual value of transactions (USD)
2022- 450 M
Annual volume of transactions
2022- 2.1 B
Cost of transactions
0.15 per transaction
Participants
2022- 106
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
ACH
URL
https://developers.bri.co.id
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
NA
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Iraq
WIP
Mobile wallets
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, P2G
Type of settlement system
NA
URL
NA
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Jamaica
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Pilot
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Jamaica
WIP
Jam-DEX(CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2022- 2.2 M USD
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://boj.org.jm
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Jordan
WIP
CliQ (IPS)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
2023- 7.2 B
Annual volume of transactions
2023- 30.2 M
Cost of transactions
Cliq is only free for most, not all banks.
Participants
NA
Types of transactions supported
P2P, P2M, B2B, P2G, G2P
Type of settlement system
RTGS
URL
https://www.jopacc.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Kazakhstan
WIP
Digital Tenge (CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS, DNS
URL
https://nationalbank.kz
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Kenya
WIP
MPesa
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
?- USD 1 B daily
Annual volume of transactions
NA
Cost of transactions
Free for transactions up to 100 Kshs. Then charges are based on value + payer/payee service
Participants
NA
Types of transactions supported
P2P P2M
Type of settlement system
DNS
URL
https://www.safaricom.co.ke
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
YES
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Kuwait
WIP
WAMD (instant payment system)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://www.businesswire.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
YES
Kyrgyzstan
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, G2P
Type of settlement system
RTGS, BCS (bulk clearing system)
URL
NA
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Kyrgyzstan
WIP
Digital Soam (CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, G2P
Type of settlement system
RTGS, BCS (bulk clearing system)
URL
NA
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Lesotho
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Liberia
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Libya
WIP
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
Regional
Annual value of transactions (USD)
2022- 388 M
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 9
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS, DNS
URL
https://cbl.gov.ly
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Madagascar
WIP
Domestic IPS
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Madagascar
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
2020- USD 639 M
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Malawi
WIP
Nat Switch
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
2022- USD 312 M
Annual volume of transactions
2022- 11.5 M
Cost of transactions
NA
Participants
2023- 13
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NO
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Malaysia
WIP
Real-time Retail Payments Platform (RPR)/Duitnow
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Variable, not free
Participants
2020- 36
Types of transactions supported
P2P, P2M B2B
Type of settlement system
RTGS
URL
https://fastpayments.worldbank.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Maldives
WIP
Favara/ United Payment Gateway (UPG)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
NA
URL
https://payments.mv
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Mauritania
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Middle East
WIP
Afaq (Arabian Gulf System for Financial Automated Quick Payment Transfer)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Bank association
National or Regional
Regional
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 5
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://www.gulf-payments.com
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Mongolia
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS, ACH
URL
https://www.mongolbank.mn
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Morocco
WIP
Marocpay
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
2020- 1.4 million transactions (mWallets), valued at about $44.25 M. 51% of these carried out through m-wallets issued by payment institutions (against 49 percent by m-wallets backed by bank accounts). # of wallets has increased 153 percent between 2019 and 2020, transaction volumes have remained low (USAID, 2022)
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 23
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://marocpay.ma
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Mozambique
WIP
Domestic IPS
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Namibia
WIP
Nampay
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 9
Types of transactions supported
P2P B2B
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
YES
Reporting forum
NA
AML Law
NA
Nepal
WIP
National Payments Interface (NPI)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 51
Types of transactions supported
P2P, P2M, B2B, P2G, G2P
Type of settlement system
NA
URL
https://nchl.com.np
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Nigeria
WIP
eNaira (CBDC)
Payment system type
CBDC
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2021- USD 448 K
Annual volume of transactions
2021- 34 K
Cost of transactions
NA
Participants
2023- 33
Types of transactions supported
P2P P2B B2B P2G G2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
YES
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Pakistan
WIP
Raast
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
NA
National or Regional
National
Annual value of transactions (USD)
2023- 3.09 B
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2021- 30
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS
URL
https://www.sbp.org.pk
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Peru
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS
URL
https://mibim.pe
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
NA
Puerto Rico
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.frbservices.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Rwanda
WIP
eKash
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 2
Types of transactions supported
P2P P2M
Type of settlement system
NA
URL
https://rswitch.co.rw
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Saint Kits and Nevis
WIP
Mobile money
Payment system type
CBDC
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.eccb-centralbank.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Saint Kitts and Nevis
WIP
Mobile money, D-Cash (CBDC)
Payment system type
Mobile money
Status of implementation
Active
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.eccb-centralbank.org
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Sao Tome and Principe
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Sierra Leone
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Singapore
WIP
PayNow
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
2022- 91K B
Annual volume of transactions
2022- 311 M
Cost of transactions
Free for P2P, charges for P2M
Participants
2024- 32 Since Feb 2023, Singapore and India's IPSs can transact cross border in real time Limited to banks only
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
NA
URL
https://www.abs.org.sg
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Solomon Islands
WIP
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, B2B
Type of settlement system
RTGS
URL
https://www.cbsi.com.sb
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Somalia
WIP
Somalia National Payment System
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 9
Types of transactions supported
P2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
South Africa
WIP
Real Time Clearing (RTC)
Payment system type
Interbank payment system
Status of implementation
Active
Operator
Central bank/ Bank association
National or Regional
National
Annual value of transactions (USD)
2021- 57 B
Annual volume of transactions
2021- 130 M
Cost of transactions
NA
Participants
2023- 33
Types of transactions supported
P2P, B2B
Type of settlement system
RTGS
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
NO
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Sri Lanka
WIP
Lanka Pay
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
2024- 43 K
Annual volume of transactions
2024- 164.3 M
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
NA
URL
https://www.lankapay.net
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Sudan
WIP
Domestic IPS
Payment system type
NA
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Syria
WIP
Mobile wallets
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P
Type of settlement system
NA
URL
NA
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Trinidad and Tobago
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
RTGS
URL
https://www.central-bank.org.tt
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Tunisia
WIP
Domestic IPS
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Tunisia
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2024- 3
Types of transactions supported
P2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Turkmenistan
WIP
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.cbt.tm
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NO
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Uganda
WIP
Domestic IPS
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M, P2G
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Uganda
WIP
Mobile money
Payment system type
Mobile money
Status of implementation
Active
Operator
Commercial bank/ Private PSP
National or Regional
National
Annual value of transactions (USD)
2023- USD 60 B
Annual volume of transactions
2023- 6.3 B
Cost of transactions
NA
Participants
2023-14
Types of transactions supported
P2P, P2M, P2G
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NO
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Uzbekistan
WIP
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://cbu.uz
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NO
Bank participation
YES
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Vanuatu
WIP
Domestic IPS
Payment system type
Interbank payment system
Status of implementation
Pilot
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS, ACH
URL
https://pressroom.ifc.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Zimbabwe
WIP
Zimswitch Instant Payment Interchange Technology (ZIPIT)
Payment system type
Cross-domain payment system
Status of implementation
Active
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
2023- 20
Types of transactions supported
P2P P2B P2G G2P B2B B2P
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NO
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Antarctica
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Antigua and Barbuda
NA
Mobile money
Payment system type
Mobile money
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
NA
URL
https://cuminpay.com
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Armenia
NA
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.cba.am
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Belarus
NA
Instant payment system
Payment system type
Interbank payment system
Status of implementation
NA
Operator
Central Bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Cap at 1% of transaction value
Participants
NA
Types of transactions supported
P2P, B2B
Type of settlement system
NA
URL
https://primepress.by
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
YES
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Bonaire, Sint Eustatius and Saba
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Botswana
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Burkina Faso
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Cabo Verde
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Cameroon
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Central African Republic
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Chad
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Congo
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Côte d’Ivoire
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Cuba
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Democratic Republic of the Congo
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Dominica
NA
DCash 2.0
Payment system type
CBDC
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.dcashec.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Equatorial Guinea
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Eritrea
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
French Guiana
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Gabon
NA
Unknown domestic IPS/ only regional IPS
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.africanenda.org
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Grenada
NA
DCash 2.0
Payment system type
CBDC
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.dcashec.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Guadeloupe
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Guatemala
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Guinea-Bissau
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Haiti
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Iran
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Isle of Man
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Kiribati
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Laos
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
Variable, not free
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Lebanon
NA
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
NA
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.bdl.gov.lb
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Mali
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Marshall Islands
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Martinique
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Micronesia (Federated States of)
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Nauru
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
New Zealand
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Nicaragua
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Niger
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
North Korea
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Palau
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Panama
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Saint Barthélemy
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Saint Lucia
NA
DCash 2.0
Payment system type
CBDC
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.dcashec.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Saint Vincent and the Grenadines
NA
DCash 2.0
Payment system type
CBDC
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.dcashec.com
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Samoa
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Senegal
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Serbia
NA
Instant Payments Serbia
Payment system type
Interbank payment system
Status of implementation
NA
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
2023- 6.7 B
Annual volume of transactions
2023- 66 M
Cost of transactions
RSD 4 per P2P, RSD 1-2 per P2M
Participants
2024- 22
Types of transactions supported
P2P,P2B,P2G,B2P,B2B,B2G
Type of settlement system
RTGS
URL
https://ips.nbs.rs
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
YES
Bank participation
YES
Non-bank participation
YES
Interoperability policy
YES
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Seychelles
NA
Domestic IPS
Payment system type
Interbank payment system
Status of implementation
NA
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
https://www.cbs.sc
Active real-time payment system
YES
Cross-border payments
YES
QR code transactions
NO
Bank participation
YES
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
YES
AML Law
NA
South Sudan
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Suriname
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Taiwan
NA
Interbank payment system
Payment system type
Interbank payment system
Status of implementation
NA
Operator
Central bank
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
RTGS
URL
https://www.cbc.gov.tw
Active real-time payment system
NO
Cross-border payments
YES
QR code transactions
NA
Bank participation
NA
Non-bank participation
NO
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Timor-Leste
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Togo
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Tonga
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Tuvalu
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES
Uruguay
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Venezuela
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Vietnam
NA
NA
Payment system type
NA
Status of implementation
NA
Operator
NA
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
NA
Type of settlement system
NA
URL
NA
Active real-time payment system
NO
Cross-border payments
NA
QR code transactions
NA
Bank participation
NA
Non-bank participation
NA
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
NA
Yemen
NA
WeNet Instant payments
Payment system type
Interbank payment system
Status of implementation
NA
Operator
Bank association
National or Regional
National
Annual value of transactions (USD)
NA
Annual volume of transactions
NA
Cost of transactions
NA
Participants
NA
Types of transactions supported
P2P, P2M
Type of settlement system
NA
URL
https://www.bpcbt.com
Active real-time payment system
YES
Cross-border payments
NA
QR code transactions
NA
Bank participation
YES
Non-bank participation
YES
Interoperability policy
NA
Participation rules
NA
Data-handling rules
NA
Reporting forum
NA
AML Law
YES